"Your treasure is where your heart is"!

Jesus

What about is the course? The financial intelligence is part of the intelligence used to solve financial problems. It allows for better control and therefore preserving the existing wealth.

The course is designed for a mass audience that needs a basic knowledge of rational choice in managing the family budget, making optimal investment decisions and others purposes.

Annotation

Money problems have as people with little and people with substantial incomes. Money by himself does not solve the financial problems. Hard work also is not always the right decision.

The need  of practical knowledge of financial management by individual or household, for successful management solutions budget for preservation and transfer time its revenues taking into account the different financial risks and future life events behind the creation and development are the purpose of this course=

Subjects:

Subject №1. The necess aryof money existence

A little history.
Personal wealth. We and the society wealth.
The circle of money. How the money grow. Interest rates and inflation.
The attitude of family members to the money.
Money and Ethics

Subject №2. What is the e family budget?

The budget as a plan and how it spread.
Cash flows. Incoming and outgoing cash flows.
Establishment of the budget. Deficit or surplus.
How to save every day without limits yourself.

Subject № 3. Management of savings

"Money for rainy day" or "White money for a black day"
Types of savings.
Store of wealth. Capital.
Investment objectives and the investment process.
Investment instruments: Currency. Personal portfolio. Interest. Precious metals. Real Estate. Artwork. Patents, know-how.
Investments in pension insurance, health insurance

Subject №4. Subject to borrow money

Basic principles
When, how, why and by whom?
Price. Period. Currency. Collateral.
Fast loans - amenities and surprises.
Giving money to loan - yes or not.

Subject 5. We and the state

Taxes and what we pay them.
Compulsory pension insurance - the debt of generations=
Additional for health - yes or not.
How to plan taxes?

Subject 6. Stages in the management of personal finances.

Basic principles of management of personal wealth.
Sensible attitude to money. Taking risks.
Living minimum.
Personal bankruptcy.

Subject №7. Culture of donation. Charity. Sponsorship

Economy of philanthropy and sponsorship.
To whom, how and why we can donate.

Lectur: Assoc. Prof. Dr. Elena Stavrova-  Faculty of Economics at SWU "Neophyte Rilsky"

Course duration: 2 days
Applications for participation in the course send e-mail: sofi_tsvetanova@swu.bg or at:

South-West University "Neofit Rilsky"
2700 Blagoevgrad, 66 Ivan Mihailov Str. № 66, Sofia Tsvetanova

Price per participant: 150 BGL, EUR 75
The course participants receive a certificate.
The course will be held for more of 10 participants.

For further information:

Sofia Tsvetanova,

Chief specialist Continuing Education
E-mail: sofi_tsvetanova@swu.bg
Phone: 073/588 595 0893459218